Insurance Costs Rise

This isn't going to come as a surprise to anybody but the cost of health insurance is going up next year ... again. The best guess seems to be between 7% and 9% and the expectation is that workers will continue to pick up a larger share of the expense. The average is for employers to pay 78% and workers 22% in addition to co-pays, deductibles and co-insurance they must pay. Oh, and you can expect coverage to continue to decline too.